贷款对比计算器
并排比较两笔贷款：月供、总利息和含费用的总成本。
在您的浏览器中运行。您的文件不会离开设备。 了解如何验证
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使用方法
- 1填写各项
输入数字或选择所需选项。
- 2查看结果
更改任何值时，答案会立即更新。
- 3使用结果
复制结果或记下来。不会向任何地方发送任何内容。
About this tool
Enter the amount, yearly interest rate, term and fee for two loans. The table shows the monthly payment, the total interest, the total you will pay and which loan costs less.
How to read it
The monthly payment shows what fits your budget. The total interest and total cost show the real price of the loan. A longer term lowers the payment but usually raises the total interest.
Tips
Compare offers with the same amount and add every fee. Ask the bank whether the rate is fixed or can change. Check the cost of paying the loan off early.
计算示例
With the boxes at their starting values (Loan A amount: 500000; Loan A yearly rate (%): 9; Loan A years: 5; Loan A fee: 5000; Loan B amount: 500000; Loan B yearly rate (%): 10.5), the tool shows: metric, loanA, loanB; m_monthly | 10,379 | 16,251; m_interest | 122,751 | 85,044; m_total | 627,751 | 585,044. Change any box to see your own numbers. The result updates as you type, and nothing leaves your browser.
获得最佳结果的提示
在相信结果之前先检查每一个输入项，因为一个错误的数字就会改变整个答案。请使用工资单、账单、证书或合同上的准确数字，并记下计算日期。税率、门槛和规则会不时变化，因此对于税费和法律事务，请将结果视为估算，并与本页注明的官方来源核对。您可以尝试任意多个方案；不会保存或发送任何内容，刷新页面会清空输入。
要点
- 分类: 日常工具
- 在浏览器中运行，无需注册，无需上传。
- 您输入的信息保留在设备上。
- 提供多种语言。
- 内容最后审核日期:
常见问题
Does it include fees?
Yes, enter the fee for each loan.
Is the rate fixed?
The calculation assumes a fixed rate for the whole term.
Can I use any currency?
Yes, the sums work for any currency.
What is total cost?
All payments plus the fee.