储蓄目标计算器

找出每月需要存多少才能达到目标金额。

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使用方法

  1. 1
    填写各项

    输入数字或选择所需选项。

  2. 2
    查看结果

    更改任何值时,答案会立即更新。

  3. 3
    使用结果

    复制结果或记下来。不会向任何地方发送任何内容。

About this tool

Set a target such as a deposit for a home, a wedding or a new phone. The calculator tells you the monthly amount that gets you there by the date you choose, including the interest you may earn. Try a few interest rates and time spans to see what is realistic.

When to use it

Find how much to save every month to reach a target amount by a date.

Tips

Add interest if your account pays it. Increase the monthly amount when your income grows.

Privacy

Everything runs in your browser, so your data is not uploaded or stored.

计算示例

With the boxes at their starting values (Savings goal: 500000; Already saved: 50000; Years to reach the goal: 5; Yearly interest (%): 6), the tool shows: Total you deposit: 371,985.64; Starting amount: 50,000.00; Interest earned: 78,014.36; Number of months: 60; Save every month: 6,199.76. Change any box to see your own numbers. The result updates as you type, and nothing leaves your browser.

获得最佳结果的提示

在相信结果之前先检查每一个输入项,因为一个错误的数字就会改变整个答案。请使用工资单、账单、证书或合同上的准确数字,并记下计算日期。税率、门槛和规则会不时变化,因此对于税费和法律事务,请将结果视为估算,并与本页注明的官方来源核对。您可以尝试任意多个方案;不会保存或发送任何内容,刷新页面会清空输入。

要点

将此计算器嵌入您的网站

复制此代码,即可在您的页面上显示计算器。包含指向 shobfree.com 的链接。

常见问题

Does it include interest?

Yes. Enter the yearly rate your savings may earn. Use 0 if the money earns nothing.

Is the result guaranteed?

No. It is an estimate based on a steady rate. Real returns change.

Is interest included?

Yes, enter a rate if you want it.

What if I start with some savings?

Enter your starting balance.

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