过户费用计算器（美国）

使用方法

1. 1
   填写各项

   输入数字或选择所需选项。

2. 2
   查看结果

   更改任何值时，答案会立即更新。

3. 3
   使用结果

   复制结果或记下来。不会向任何地方发送任何内容。

About this tool

Enter the purchase price and your down payment. The calculator estimates the lender fee, appraisal, inspection, title and escrow, recording and prepaid taxes and insurance, and compares the total with the usual 2 to 5 percent range.

What closing costs cover

Closing costs are the fees paid when a home sale completes. They include lender charges, third-party services, government recording fees and prepaid items such as insurance and property taxes. Buyers commonly pay 2 to 5 percent of the price.

Example

On a $400,000 purchase with $80,000 down, the estimate is around $10,700, including about $2,560 of origination, $2,400 of title and escrow and $2,800 of prepaids.

Tips

Your lender must give a Loan Estimate within three days of applying. Compare the fees and ask the seller to contribute where the market allows.

计算示例

With the boxes at their starting values (Purchase price ($): 400000; Down payment ($): 80000), the tool shows: Lender origination fee ($): 2,560; Appraisal ($): 600; Home inspection ($): 500; Title and escrow ($): 2,400; Recording fees ($): 250; Prepaid taxes and insurance ($): 2,800; Typical range of 2 to 5 percent ($): 8,000 - 20,000; Estimated closing costs ($): 9,110. Change any box to see your own numbers. The result updates as you type, and nothing leaves your browser.

获得最佳结果的提示

在相信结果之前先检查每一个输入项，因为一个错误的数字就会改变整个答案。请使用工资单、账单、证书或合同上的准确数字，并记下计算日期。税率、门槛和规则会不时变化，因此对于税费和法律事务，请将结果视为估算，并与本页注明的官方来源核对。您可以尝试任意多个方案；不会保存或发送任何内容，刷新页面会清空输入。