首套房首付计算器
查看你需要多少首付、目前进度以及攒够要几个月。
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使用方法
- 1填写各项
输入数字或选择所需选项。
- 2查看结果
更改任何值时，答案会立即更新。
- 3使用结果
复制结果或记下来。不会向任何地方发送任何内容。
About this tool
Enter the price you are aiming for, the deposit percentage, what you have saved and what you can save each month. A deposit under 20 percent usually means lenders mortgage insurance, so the tool flags it.
How it works
The tool finds the deposit needed from price and percentage, subtracts your savings and divides by monthly saving.
Example
$700,000 at 10 percent needs $70,000.
Tips
Under 20 percent often means lenders mortgage insurance. Government schemes may help. Rates and rules change, so use the result as a guide and check the official source.
Privacy
Everything runs in your browser, so your data is not uploaded or stored.
计算示例
With the boxes at their starting values (Target price: 700000; Deposit (%): 20; Saved so far: 40000; Saved each month: 2000), the tool shows: Deposit needed: 140,000; Still to save: 100,000; Time to save: 50 (4.2 yrs); Deposit share: 20%. Change any box to see your own numbers. The result updates as you type, and nothing leaves your browser.
获得最佳结果的提示
在相信结果之前先检查每一个输入项，因为一个错误的数字就会改变整个答案。请使用工资单、账单、证书或合同上的准确数字，并记下计算日期。税率、门槛和规则会不时变化，因此对于税费和法律事务，请将结果视为估算，并与本页注明的官方来源核对。您可以尝试任意多个方案；不会保存或发送任何内容，刷新页面会清空输入。
要点
常见问题
Why is 20 percent a common target?
Under 20 percent, lenders usually charge lenders mortgage insurance, which adds cost.
Are government schemes included?
No. Schemes such as the First Home Guarantee have their own rules, so check the current ones.
Why 20 percent?
Below it lenders usually charge mortgage insurance.
Are schemes included?
No.