复利计算器

查看储蓄或投资如何通过利滚利和每月存款增长。

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使用方法

  1. 1
    选择设置

    填写信息或选择您需要的选项。

  2. 2
    查看结果

    更改任何内容时,预览会立即更新。

  3. 3
    下载或保存

    将结果保存到您的设备。不会向服务器发送或保存任何内容。

About this tool

See how your money can grow over time. Enter your starting amount, the yearly interest rate, how long you save and what you add every month. Choose how often interest is added: yearly, quarterly, monthly or daily. You see the final amount, your deposits and the interest earned, with a year by year table. Results are an illustration, not a promise.

When to use it

See how savings or investments grow with interest on interest and monthly deposits, over many years.

Tips

Start early and add regularly. A small difference in rate makes a large difference over decades.

Privacy

Everything runs in your browser, so your data is not uploaded or stored.

获得最佳结果的提示

开始之前请花一点时间阅读选项,并先用一个小例子试用工具。一切都在您设备的浏览器中运行;您输入或添加的任何内容都不会被上传,关闭标签页会清除所有内容。如果看起来不对,请刷新页面重试,或使用本页的报告链接告诉我们出了什么问题。如果结果仍然看起来不对,请每次只更改一个值,看看哪个输入影响最大。如果您还会再用,请收藏此页。

要点

常见问题

What is compound interest?

It is interest earned on your earlier interest as well as on your deposits, so growth speeds up over time.

Are returns guaranteed?

No. Real savings and investment rates change. This shows what happens at the rate you enter.

What is compounding?

Earning interest on past interest as well as your original amount.

How often is interest added?

Choose monthly, quarterly or yearly.

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