自動車リース計算

使い方

1. 1
   項目を入力

   数値を入力するか、必要なオプションを選びます。

2. 2
   結果を見る

   値を変えるとすぐに答えが更新されます。

3. 3
   活用する

   結果をコピーするか書き留めてください。何もどこにも送信されません。

About this tool

Enter the vehicle price, your down payment, the residual value as a percent of the price, the term in months, the APR and local tax. The tool works out the depreciation and finance charge and the monthly payment. Residual value and the money factor are set by the lessor, so use their quoted numbers for an exact result.

How a lease payment is built

A lease payment has two parts: depreciation, which is the price you pay minus the residual divided by the months, and a finance charge, which is the money factor times the sum of the capitalized cost and residual. The money factor is the APR divided by 2,400.

Example

A $35,000 car with $2,000 down, a 58 percent residual and 6 percent APR for 36 months costs about $427 a month before tax.

Tips

Compare the lease with a loan on total cost, mileage limits and end-of-lease fees. A higher residual lowers the payment.

計算例

With the boxes at their starting values (Vehicle price ($): 35000; Down payment ($): 2000; Residual value (% of price): 58; Lease term (months): 36; APR (%): 6; Sales tax on payment (%): 0), the tool shows: Capitalized cost ($): 33,000; Residual value ($): 20,300; Depreciation per month ($): 353; Finance charge per month ($): 133; Total paid over the lease ($): 19,497; Monthly payment ($): 486.03. Change any box to see your own numbers. The result updates as you type, and nothing leaves your browser.

最良の結果を得るためのヒント

結果を信頼する前にすべての項目を確認してください。数字がひとつ違うだけで答え全体が変わります。給与明細、請求書、証明書、契約書にある正確な数字を使い、計算した日付を控えておきましょう。税率、しきい値、ルールは随時変わるため、税金、手数料、法的な事柄については結果を概算とみなし、このページに記載された公式情報源で確認してください。シナリオは何度でも試せます。何も保存・送信されず、ページを再読み込みすると入力欄はクリアされます。