Kalkulator pelunasan pinjaman pelajar

Cara melakukannya

1. 1
   Isi ruang

   Taip nombor anda atau pilih pilihan yang diperlukan.

2. 2
   Lihat hasil

   Jawapan dikemas kini serta-merta apabila anda menukar nilai.

3. 3
   Gunakan

   Salin hasil atau catatkannya. Tiada apa dihantar ke mana-mana.

About this tool

Enter the balance, the yearly interest rate and your monthly payment. You see the months to pay off, the total interest and the payoff date. Add an extra amount to see how many months and how much interest you save.

When to use it

See how long it takes to pay off a loan and what extra payments save.

Tips

Try a small extra amount each month. Interest saved grows over time.

Privacy

Everything runs in your browser, so your data is not uploaded or stored.

Strategy

Pay the minimum on all loans and put extras on the highest rate. Even a small extra amount early saves a lot of interest. Check that extra payments reduce the principal.

Contoh berselesaian

With the boxes at their starting values (Loan balance: 800000; Yearly interest (%): 8; Monthly payment: 15000; Extra payment per month: 5000), the tool shows: Total interest: 191,872.02; Payoff date: May 2032; Months with the extra payment: 47; Interest saved: 58,294.62; Months saved: 20; Months to pay off: 67. Change any box to see your own numbers. The result updates as you type, and nothing leaves your browser.

Petua untuk hasil terbaik

Semak setiap ruang sebelum mempercayai hasil, kerana satu angka yang salah mengubah keseluruhan jawapan. Gunakan nombor tepat daripada slip gaji, bil, sijil atau kontrak dan catat tarikh anda mengira. Kadar, ambang dan peraturan berubah dari semasa ke semasa, jadi untuk cukai, yuran dan perkara undang-undang, anggap hasil sebagai anggaran dan sahkannya dengan sumber rasmi yang dinyatakan pada halaman ini. Anda boleh mencuba sebanyak mana senario; tiada apa disimpan atau dihantar dan memuat semula halaman mengosongkan ruang.