Jadual pelunasan pinjaman

Cara melakukannya

1. 1
   Isi ruang

   Taip nombor anda atau pilih pilihan yang diperlukan.

2. 2
   Lihat hasil

   Jawapan dikemas kini serta-merta apabila anda menukar nilai.

3. 3
   Gunakan

   Salin hasil atau catatkannya. Tiada apa dihantar ke mana-mana.

About this tool

Enter the amount, the yearly interest rate and the number of years. You get the monthly payment, the total interest and a table by year or by month with principal, interest and the remaining balance. It helps you see how interest is heavy in the early years.

When to use it

See every payment of a loan split into principal and interest, with the balance after each.

Tips

Early payments are mostly interest. Extra payments reduce the balance faster.

Privacy

Everything runs in your browser, so your data is not uploaded or stored.

Contoh berselesaian

With the boxes at their starting values (Loan amount: 1000000; Yearly interest (%): 9; Years: 5; Show the table by: Year), the tool shows: year, payment, principal, interest, balance; 1 | 249,100.26 | 165,830.02 | 83,270.24 | 834,169.98; 2 | 249,100.26 | 181,386.02 | 67,714.24 | 652,783.95; 3 | 249,100.26 | 198,401.28 | 50,698.98 | 454,382.67. Change any box to see your own numbers. The result updates as you type, and nothing leaves your browser.

Petua untuk hasil terbaik

Semak setiap ruang sebelum mempercayai hasil, kerana satu angka yang salah mengubah keseluruhan jawapan. Gunakan nombor tepat daripada slip gaji, bil, sijil atau kontrak dan catat tarikh anda mengira. Kadar, ambang dan peraturan berubah dari semasa ke semasa, jadi untuk cukai, yuran dan perkara undang-undang, anggap hasil sebagai anggaran dan sahkannya dengan sumber rasmi yang dinyatakan pada halaman ini. Anda boleh mencuba sebanyak mana senario; tiada apa disimpan atau dihantar dan memuat semula halaman mengosongkan ruang.