Perancang belanjawan 50/30/20

Cara melakukannya

1. 1
   Isi ruang

   Taip nombor anda atau pilih pilihan yang diperlukan.

2. 2
   Lihat hasil

   Jawapan dikemas kini serta-merta apabila anda menukar nilai.

3. 3
   Gunakan

   Salin hasil atau catatkannya. Tiada apa dihantar ke mana-mana.

About this tool

The 50/30/20 rule is a simple way to budget: about half of your income for needs, 30 percent for wants and 20 percent for savings and debt repayment. Enter your income to see the amounts, and change the percentages if your situation is different.

When to use it

Split your income into needs, wants and savings using the 50/30/20 rule.

Tips

Adjust the split to your life. Pay savings first.

Privacy

Everything runs in your browser, so your data is not uploaded or stored.

Adjusting the rule

In a high-cost city needs may be 60 percent, so shrink wants. If you have debt, move more of the 20 percent savings to repayment. The rule is a starting point.

Contoh berselesaian

With the boxes at their starting values (Monthly income: 60000; Needs (%): 50; Wants (%): 30; Savings and debt (%): 20), the tool shows: Needs: 30,000.00; Wants: 18,000.00; Savings and debt repayment: 12,000.00; Monthly income: 60,000.00. Change any box to see your own numbers. The result updates as you type, and nothing leaves your browser.

Petua untuk hasil terbaik

Semak setiap ruang sebelum mempercayai hasil, kerana satu angka yang salah mengubah keseluruhan jawapan. Gunakan nombor tepat daripada slip gaji, bil, sijil atau kontrak dan catat tarikh anda mengira. Kadar, ambang dan peraturan berubah dari semasa ke semasa, jadi untuk cukai, yuran dan perkara undang-undang, anggap hasil sebagai anggaran dan sahkannya dengan sumber rasmi yang dinyatakan pada halaman ini. Anda boleh mencuba sebanyak mana senario; tiada apa disimpan atau dihantar dan memuat semula halaman mengosongkan ruang.