Kikokotoo cha ukodishaji wa gari

Jinsi ya kufanya

1. 1
   Jaza visanduku

   Andika namba zako au chagua chaguo unazohitaji.

2. 2
   Angalia matokeo

   Jibu husasishwa mara moja unapobadilisha thamani.

3. 3
   Litumie

   Nakili matokeo au yaandike. Hakuna kinachotumwa popote.

About this tool

Enter the vehicle price, your down payment, the residual value as a percent of the price, the term in months, the APR and local tax. The tool works out the depreciation and finance charge and the monthly payment. Residual value and the money factor are set by the lessor, so use their quoted numbers for an exact result.

How a lease payment is built

A lease payment has two parts: depreciation, which is the price you pay minus the residual divided by the months, and a finance charge, which is the money factor times the sum of the capitalized cost and residual. The money factor is the APR divided by 2,400.

Example

A $35,000 car with $2,000 down, a 58 percent residual and 6 percent APR for 36 months costs about $427 a month before tax.

Tips

Compare the lease with a loan on total cost, mileage limits and end-of-lease fees. A higher residual lowers the payment.

Mfano uliotatuliwa

With the boxes at their starting values (Vehicle price ($): 35000; Down payment ($): 2000; Residual value (% of price): 58; Lease term (months): 36; APR (%): 6; Sales tax on payment (%): 0), the tool shows: Capitalized cost ($): 33,000; Residual value ($): 20,300; Depreciation per month ($): 353; Finance charge per month ($): 133; Total paid over the lease ($): 19,497; Monthly payment ($): 486.03. Change any box to see your own numbers. The result updates as you type, and nothing leaves your browser.

Vidokezo vya matokeo bora

Angalia kila kisanduku kabla ya kuamini matokeo, kwa sababu nambari moja isiyo sahihi hubadilisha jibu zima. Tumia nambari kamili kutoka kwenye hati ya mshahara, ankara, cheti au mkataba na uandike tarehe uliyohesabu. Viwango, vizingiti na sheria hubadilika mara kwa mara, kwa hivyo kwa kodi, ada na masuala ya kisheria chukulia matokeo kuwa makadirio na uyathibitishe na chanzo rasmi kilichotajwa kwenye ukurasa huu. Unaweza kujaribu hali nyingi unavyotaka; hakuna kinachohifadhiwa wala kutumwa na kupakia upya ukurasa husafisha visanduku.