澳大利亞養老金計算器

使用方法

1. 1
   填寫各項

   輸入數字或選擇所需選項。

2. 2
   檢視結果

   更改任何值時，答案會立即更新。

3. 3
   使用結果

   複製結果或記下來。不會向任何地方傳送任何內容。

About this tool

Enter your salary, current super balance, age and expected return. The calculator adds employer contributions at the guarantee rate (12 percent from July 2025), takes 15 percent contributions tax and shows the projected balance and its value in today's dollars. Rates and rules change each year, so use the result as a guide and check the official source.

How it works

The tool adds employer contributions at the super guarantee rate, takes 15 percent contributions tax, grows the balance at your expected return and shows the value in today's dollars.

Example

On a $90,000 salary and a $50,000 balance at age 30, a 6 percent return and retirement at 67 grows to well over $1 million in future dollars.

Tips

Extra contributions early have the biggest effect. Check fees on your fund. Rates and rules change, so use the result as a guide and check the official source.

Privacy

Everything runs in your browser, so your data is not uploaded or stored.

計算示例

With the boxes at their starting values (Salary per year: 90000; Current super balance: 50000; Your age: 30; Retirement age: 67; Expected return per year (%): 6; Employer contribution (%): 12), the tool shows: Added to super each year (after 15% tax): 9,180; Years to retirement: 37; Value in today's dollars (2.5% inflation): 641,758; Projected balance at retirement: 1,600,126. Change any box to see your own numbers. The result updates as you type, and nothing leaves your browser.

獲得最佳結果的提示

在相信結果之前先檢查每一個輸入項，因為一個錯誤的數字就會改變整個答案。請使用工資單、賬單、證書或合同上的準確數字，並記下計算日期。稅率、門檻和規則會不時變化，因此對於稅費和法律事務，請將結果視為估算，並與本頁註明的官方來源核對。您可以嘗試任意多個方案；不會儲存或傳送任何內容，重新整理頁面會清空輸入。