房貸計算器

計算還本付息或只還利息貸款的每月房貸還款額。

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使用方法

  1. 1
    選擇設定

    填寫資訊或選擇您需要的選項。

  2. 2
    檢視結果

    更改任何內容時,預覽會立即更新。

  3. 3
    下載或儲存

    將結果儲存到您的裝置。不會向伺服器傳送或儲存任何內容。

About this tool

See what a mortgage costs each month. Enter the property price, your deposit, the interest rate and the number of years. Choose a repayment mortgage (you pay off the loan) or interest-only. You get the monthly payment, the loan to value, the total interest and the total repaid. It works in pounds, dollars, euros or taka. This is an estimate for a fixed rate; fees and rate changes are not included.

When to use it

Calculate a monthly mortgage payment from the loan, rate and term and see total interest.

Tips

Test a higher rate to see how you would cope. Add taxes, insurance and fees to the monthly budget. Shorter terms cost less interest overall.

Privacy

Everything runs in your browser, so your data is not uploaded or stored.

獲得最佳結果的提示

開始之前請花一點時間閱讀選項,並先用一個小例子試用工具。一切都在您裝置的瀏覽器中執行;您輸入或新增的任何內容都不會被上傳,關閉標籤頁會清除所有內容。如果看起來不對,請重新整理頁面重試,或使用本頁的報告連結告訴我們出了什麼問題。如果結果仍然看起來不對,請每次只更改一個值,看看哪個輸入影響最大。如果您還會再用,請收藏此頁。

要點

常見問題

What is loan to value (LTV)?

It is the loan divided by the property price. A bigger deposit means a lower LTV and often a better rate.

Is this my exact payment?

No. Your lender’s offer decides the real figure.

Is it for fixed or variable rates?

It assumes a fixed rate for the term.

Does it include fees?

No. Add fees and insurance separately.

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