信用卡還清計算器
檢視還清信用卡需要多長時間以及要付多少利息。
在您的瀏覽器中執行。您的檔案不會離開裝置。 瞭解如何驗證
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使用方法
- 1選擇設定
填寫資訊或選擇您需要的選項。
- 2檢視結果
更改任何內容時，預覽會立即更新。
- 3下載或儲存
將結果儲存到您的裝置。不會向伺服器傳送或儲存任何內容。
About this tool
Find out how many months it takes to pay off a credit card at a fixed monthly payment, and how much interest you pay in total. If the payment is too low to cover the interest, the tool tells you the minimum you need.
When to use it
See how long it takes to clear a credit card and how much interest you pay with a fixed monthly payment.
Tips
Paying only the minimum takes years. Pay more than the minimum and stop adding new spending.
Privacy
Everything runs in your browser, so your data is not uploaded or stored.
獲得最佳結果的提示
開始之前請花一點時間閱讀選項，並先用一個小例子試用工具。一切都在您裝置的瀏覽器中執行；您輸入或新增的任何內容都不會被上傳，關閉標籤頁會清除所有內容。如果看起來不對，請重新整理頁面重試，或使用本頁的報告連結告訴我們出了什麼問題。如果結果仍然看起來不對，請每次只更改一個值，看看哪個輸入影響最大。如果您還會再用，請收藏此頁。
要點
- 分類: 日常工具
- 在瀏覽器中執行，無需註冊，無需上傳。
- 您輸入的資訊保留在裝置上。
- 提供多種語言。
- 內容最後稽核日期:
常見問題
Why does it say the payment is too low?
If the payment is no more than one month’s interest, the balance never goes down.
Does it include new purchases?
No. It assumes you stop using the card.
How is interest calculated?
Monthly on the balance at your rate divided by 12.
What if I pay only the minimum?
It can take many years and cost a lot in interest.