Kalkulator Super Australia
Proyeksikan saldo superannuation Anda saat pensiun dari gaji, saldo dan imbal hasil.
Berjalan di browser Anda. File Anda tidak pernah keluar dari perangkat. Lihat cara memeriksa
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Cara melakukannya
- 1Isi kolomnya
Ketik angka Anda atau pilih opsi yang dibutuhkan.
- 2Lihat hasilnya
Jawaban langsung diperbarui saat Anda mengubah nilai.
- 3Gunakan
Salin hasilnya atau catat. Tidak ada yang dikirim ke mana pun.
Tentang alat ini
Enter your salary, current super balance, age and expected return. The calculator adds employer contributions at the guarantee rate (12 percent from July 2025), takes 15 percent contributions tax and shows the projected balance and its value in today's dollars. Rates and rules change each year, so use the result as a guide and check the official source.
How it works
The tool adds employer contributions at the super guarantee rate, takes 15 percent contributions tax, grows the balance at your expected return and shows the value in today's dollars.
Example
On a $90,000 salary and a $50,000 balance at age 30, a 6 percent return and retirement at 67 grows to well over $1 million in future dollars.
Tips
Extra contributions early have the biggest effect. Check fees on your fund. Rates and rules change, so use the result as a guide and check the official source.
Privacy
Everything runs in your browser, so your data is not uploaded or stored.
Contoh perhitungan
With the boxes at their starting values (Salary per year: 90000; Current super balance: 50000; Your age: 30; Retirement age: 67; Expected return per year (%): 6; Employer contribution (%): 12), the tool shows: Added to super each year (after 15% tax): 9,180; Years to retirement: 37; Value in today's dollars (2.5% inflation): 641,758; Projected balance at retirement: 1,600,126. Change any box to see your own numbers. The result updates as you type, and nothing leaves your browser.
Tips untuk hasil terbaik
Periksa setiap kolom sebelum mengandalkan hasil, karena satu angka yang salah mengubah seluruh jawaban. Pakai angka persis dari slip gaji, tagihan, sertifikat, atau kontrak Anda, dan catat tanggal Anda menghitung. Tarif, ambang batas, dan aturan berubah dari waktu ke waktu, jadi untuk urusan pajak, biaya, dan hukum perlakukan hasil sebagai perkiraan dan konfirmasikan dengan sumber resmi yang disebut di halaman ini. Anda dapat mencoba skenario sebanyak yang Anda mau; tidak ada yang disimpan atau dikirim, dan memuat ulang halaman mengosongkan kolom.
Fakta singkat
- Kategori: Alat Sehari-hari
- Berfungsi di browser Anda, tanpa daftar, tanpa unggah.
- Masukan Anda tetap di perangkat Anda.
- Tersedia dalam bahasa Inggris.
- Konten terakhir ditinjau:
- Sumber resmi: ATO
Pertanyaan yang sering diajukan
What is the super guarantee rate?
Employers must pay 12 percent of ordinary time earnings into super from 1 July 2025.
Are fees included?
No. Fees and insurance premiums reduce the result, so use a slightly lower return to be safe.
What is the guarantee rate?
12 percent from 1 July 2025.
Are fees included?
No. Use a slightly lower return to be careful.