Kalkulator Biaya Penutupan (AS)

Cara melakukannya

1. 1
   Isi kolomnya

   Ketik angka Anda atau pilih opsi yang dibutuhkan.

2. 2
   Lihat hasilnya

   Jawaban langsung diperbarui saat Anda mengubah nilai.

3. 3
   Gunakan

   Salin hasilnya atau catat. Tidak ada yang dikirim ke mana pun.

Tentang alat ini

Enter the purchase price and your down payment. The calculator estimates the lender fee, appraisal, inspection, title and escrow, recording and prepaid taxes and insurance, and compares the total with the usual 2 to 5 percent range.

What closing costs cover

Closing costs are the fees paid when a home sale completes. They include lender charges, third-party services, government recording fees and prepaid items such as insurance and property taxes. Buyers commonly pay 2 to 5 percent of the price.

Example

On a $400,000 purchase with $80,000 down, the estimate is around $10,700, including about $2,560 of origination, $2,400 of title and escrow and $2,800 of prepaids.

Tips

Your lender must give a Loan Estimate within three days of applying. Compare the fees and ask the seller to contribute where the market allows.

Contoh perhitungan

With the boxes at their starting values (Purchase price ($): 400000; Down payment ($): 80000), the tool shows: Lender origination fee ($): 2,560; Appraisal ($): 600; Home inspection ($): 500; Title and escrow ($): 2,400; Recording fees ($): 250; Prepaid taxes and insurance ($): 2,800; Typical range of 2 to 5 percent ($): 8,000 - 20,000; Estimated closing costs ($): 9,110. Change any box to see your own numbers. The result updates as you type, and nothing leaves your browser.

Tips untuk hasil terbaik

Periksa setiap kolom sebelum mengandalkan hasil, karena satu angka yang salah mengubah seluruh jawaban. Pakai angka persis dari slip gaji, tagihan, sertifikat, atau kontrak Anda, dan catat tanggal Anda menghitung. Tarif, ambang batas, dan aturan berubah dari waktu ke waktu, jadi untuk urusan pajak, biaya, dan hukum perlakukan hasil sebagai perkiraan dan konfirmasikan dengan sumber resmi yang disebut di halaman ini. Anda dapat mencoba skenario sebanyak yang Anda mau; tidak ada yang disimpan atau dikirim, dan memuat ulang halaman mengosongkan kolom.