Kalkulator Pajak Warisan Inggris

Perkirakan pajak warisan dengan nil-rate band, residence nil-rate band dan tunjangan pasangan yang tidak terpakai.

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Cara melakukannya

  1. 1
    Isi kolomnya

    Ketik angka Anda atau pilih opsi yang dibutuhkan.

  2. 2
    Lihat hasilnya

    Jawaban langsung diperbarui saat Anda mengubah nilai.

  3. 3
    Gunakan

    Salin hasilnya atau catat. Tidak ada yang dikirim ke mana pun.

Tentang alat ini

Enter the value of the estate and the part that is the family home passed to children or grandchildren. Tick the spouse option if a late spouse's allowance can be transferred. The tool applies the £325,000 nil-rate band, up to £175,000 residence band and 40 percent on the rest. Rates and thresholds are for the 2026-27 tax year and can change. A guide only, check gov.uk for the official figures.

The allowances

Everyone has a £325,000 nil-rate band. A home left to direct descendants adds a residence nil-rate band of up to £175,000, which tapers away by £1 for every £2 the estate is over £2 million. A surviving spouse can use their late partner's unused allowances, which doubles the figures.

Example

A £650,000 estate with a £300,000 home passed to children and no spouse has £500,000 of allowances, so £150,000 is taxed at 40 percent, a bill of £60,000.

Not included

Gifts made in the last seven years, trusts, business and agricultural relief and the reduced 36 percent rate for charity gifts are not modelled. Take advice for a larger estate.

Contoh perhitungan

With the boxes at their starting values (Total value of the estate (£): 650000; Value of the home left to children (£): 300000; Late spouse's allowance can be used: No), the tool shows: Total allowances (£): 500,000; Taxable estate (£): 150,000; Share of the estate paid as tax: 9.2%; Left to beneficiaries (£): 590,000; Inheritance tax (£): 60,000. Change any box to see your own numbers. The result updates as you type, and nothing leaves your browser.

Tips untuk hasil terbaik

Periksa setiap kolom sebelum mengandalkan hasil, karena satu angka yang salah mengubah seluruh jawaban. Pakai angka persis dari slip gaji, tagihan, sertifikat, atau kontrak Anda, dan catat tanggal Anda menghitung. Tarif, ambang batas, dan aturan berubah dari waktu ke waktu, jadi untuk urusan pajak, biaya, dan hukum perlakukan hasil sebagai perkiraan dan konfirmasikan dengan sumber resmi yang disebut di halaman ini. Anda dapat mencoba skenario sebanyak yang Anda mau; tidak ada yang disimpan atau dikirim, dan memuat ulang halaman mengosongkan kolom.

Fakta singkat

Pasang kalkulator ini di situs Anda

Salin kode ini untuk menampilkan kalkulator di halaman Anda sendiri. Tautan kembali ke shobfree.com disertakan.

Pertanyaan yang sering diajukan

Is there IHT between spouses?

Not on transfers to a UK-domiciled spouse. The unused allowance moves to the survivor.

What is the residence nil-rate band?

An extra allowance of up to £175,000 when a home is left to children or grandchildren.

Do gifts count?

Gifts made within seven years before death can be added back. Gifts from normal income and small gifts may be exempt.

Who pays the tax?

The estate pays it before assets pass on, usually by the executors.

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