Kalkulator Pembayaran KPR (Australia)

Cara melakukannya

1. 1
   Isi kolomnya

   Ketik angka Anda atau pilih opsi yang dibutuhkan.

2. 2
   Lihat hasilnya

   Jawaban langsung diperbarui saat Anda mengubah nilai.

3. 3
   Gunakan

   Salin hasilnya atau catat. Tidak ada yang dikirim ke mana pun.

Tentang alat ini

Enter the loan amount, the interest rate, the term and how often you pay. The calculator gives the repayment and total interest, and shows how much interest an offset account balance saves and how much sooner the loan ends. Rates and rules change each year, so use the result as a guide and check the official source.

How it works

The repayment uses the loan, rate and term for each payment period. An offset account balance reduces the amount interest is charged on.

Example

A $600,000 loan at 6.2 percent over 30 years costs about $3,675 a month. A $50,000 offset saves interest and shortens the loan.

Tips

Paying fortnightly makes an extra monthly payment each year. Rates and rules change, so use the result as a guide and check the official source.

Privacy

Everything runs in your browser, so your data is not uploaded or stored.

Contoh perhitungan

With the boxes at their starting values (Loan amount: 600000; Interest rate per year (%): 6.2; Loan term (years): 30; Repayment frequency: Monthly; Offset account balance: 0), the tool shows: Total interest, no offset: 722,933; Total interest with offset: 722,933; Interest saved: 0; Payments to clear with offset: 360 (30.0 yrs); Repayment each period: 3,674.81. Change any box to see your own numbers. The result updates as you type, and nothing leaves your browser.

Tips untuk hasil terbaik

Periksa setiap kolom sebelum mengandalkan hasil, karena satu angka yang salah mengubah seluruh jawaban. Pakai angka persis dari slip gaji, tagihan, sertifikat, atau kontrak Anda, dan catat tanggal Anda menghitung. Tarif, ambang batas, dan aturan berubah dari waktu ke waktu, jadi untuk urusan pajak, biaya, dan hukum perlakukan hasil sebagai perkiraan dan konfirmasikan dengan sumber resmi yang disebut di halaman ini. Anda dapat mencoba skenario sebanyak yang Anda mau; tidak ada yang disimpan atau dikirim, dan memuat ulang halaman mengosongkan kolom.