複利計算器

檢視儲蓄或投資如何透過利滾利和每月存款增長。

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使用方法

  1. 1
    選擇設定

    填寫資訊或選擇您需要的選項。

  2. 2
    檢視結果

    更改任何內容時,預覽會立即更新。

  3. 3
    下載或儲存

    將結果儲存到您的裝置。不會向伺服器傳送或儲存任何內容。

About this tool

See how your money can grow over time. Enter your starting amount, the yearly interest rate, how long you save and what you add every month. Choose how often interest is added: yearly, quarterly, monthly or daily. You see the final amount, your deposits and the interest earned, with a year by year table. Results are an illustration, not a promise.

When to use it

See how savings or investments grow with interest on interest and monthly deposits, over many years.

Tips

Start early and add regularly. A small difference in rate makes a large difference over decades.

Privacy

Everything runs in your browser, so your data is not uploaded or stored.

獲得最佳結果的提示

開始之前請花一點時間閱讀選項,並先用一個小例子試用工具。一切都在您裝置的瀏覽器中執行;您輸入或新增的任何內容都不會被上傳,關閉標籤頁會清除所有內容。如果看起來不對,請重新整理頁面重試,或使用本頁的報告連結告訴我們出了什麼問題。如果結果仍然看起來不對,請每次只更改一個值,看看哪個輸入影響最大。如果您還會再用,請收藏此頁。

要點

常見問題

What is compound interest?

It is interest earned on your earlier interest as well as on your deposits, so growth speeds up over time.

Are returns guaranteed?

No. Real savings and investment rates change. This shows what happens at the rate you enter.

What is compounding?

Earning interest on past interest as well as your original amount.

How often is interest added?

Choose monthly, quarterly or yearly.

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