Money and Finance
How to Calculate Your Net Worth (and Why Track It)
Learn what net worth means, how to add up assets and debts, what a healthy debt ratio looks like and how to grow the number year after year.
Category
Money and Finance
Money decisions get easier when you can see the numbers. These guides explain how loan EMI is calculated, how compound interest makes savings grow, how to work out discounts and percentages, how VAT is added or removed and how a monthly SIP builds over time. Every article pairs the idea with a free calculator and a worked example.
13 guides
Money and Finance
How to Calculate a Car Loan EMI (Down Payment, Interest)
Work out the monthly payment, total interest and real cost of a car loan from the price, down payment, trade-in, rate and term, with a worked example.
Money and Finance
How Much House Can You Afford? A Simple Affordability Guide
Estimate the home price you can afford from your income, debts and down payment using the 28/36 rule, with a worked example and tips to raise it.
Money and Finance
How to Use the 50/30/20 Budget Rule (With an Example)
Split your income into needs, wants and savings with the 50/30/20 rule. See a worked example and how to adjust it for your situation.
Money and Finance
How Inflation Reduces the Value of Your Money
Understand how rising prices shrink the buying power of savings, with a worked 10-year example and simple ways to protect your money.
Money and Finance
How to Calculate ROI and Annualised Return
Learn the ROI formula, why time matters, and how to turn a total return into a yearly rate so you can compare investments fairly.
Money and Finance
How to Plan Savings for a Goal: How Much to Save Each Month
Work out the monthly amount you need to save to reach a target, with and without interest, using a simple worked example.
Money and Finance
How to Read a Loan Amortization Schedule (With an Example)
See how each loan payment is split between interest and principal, and how the balance falls month by month, using a worked example.
Money and Finance
How to Calculate a Discount and Percentages (Examples)
Work out the sale price, how much you save and a percentage of any number. Includes second discounts and adding tax.