Free Credit Card Payoff Calculator
Enter the balance, interest rate and monthly payment.
…
How to do it
- 1Choose your settings
Fill in the details or pick the options you need.
- 2See the result
The preview updates right away as you change things.
- 3Download or save it
Save the result to your device. Nothing is sent to or stored on a server.
about.title
Find out how many months it takes to pay off a credit card at a fixed monthly payment, and how much interest you pay in total. If the payment is too low to cover the interest, the tool tells you the minimum you need.
Frequently asked questions
Why does it say the payment is too low?
If the payment is no more than one month’s interest, the balance never goes down.
Does it include new purchases?
No. It assumes you stop using the card.
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