蘇坎雅薩姆里迪 (SSY) 計算機

使用方法

1. 1
   第1步：開啟蘇坎雅薩姆里迪 (SSY) 計算機並輸入內容

   輸入數字或文字、新增檔案，或選擇所需選項。不會上傳任何內容：一切都保留在您的瀏覽器中。

2. 2
   第2步：蘇坎雅薩姆里迪 (SSY) 計算機能做什麼

   預測Sukanya Samriddhi帳戶的到期值,.

3. 3
   第3步：查看結果並比較

   結果會立即顯示。更改一個數值，看看答案如何變化，然後保留符合您情況的數字。

4. 4
   第4步：複製或儲存

   複製結果或下載。做重要決定前，請向官方來源或專業人士確認。

關於此工具

Enter the yearly deposit (up to ₹1.5 lakh), the interest rate and your daughter's age. The calculator shows the total deposits over 15 years, the interest earned and the maturity value at 21 years.

該方案的運作方式

A Sukanya Samriddhi account can be opened for a girl under 10. Deposits can be made for 15 years, from ₹250 to ₹1.5 lakh a year. The account matures 21 years after it is opened.

這樣的模型

The tool assumes one deposit at the start of each year for 15 years and compounds the balance yearly at the rate you enter until year 21. In reality the post office works out interest monthly on the lowest balance between the 5th and the end of the month, so the result is slightly different.

利率

The government sets the rate every quarter. It was 8.2% in 2025. The interest is tax free under the Exempt-Exempt-Exempt (EEE) rule and deposits qualify under section 80C of the old regime.

計算示例

Depositing ₹1.5 lakh a year for 15 years at 8.2% gives ₹22.5 lakh paid in and a maturity value of about ₹71.8 lakh at year 21, of which about ₹49.3 lakh is interest.

獲得最佳結果的提示

在相信結果之前先檢查每一個輸入項，因為一個錯誤的數字就會改變整個答案。請使用工資單、賬單、證書或合同上的準確數字，並記下計算日期。稅率、門檻和規則會不時變化，因此對於稅費和法律事務，請將結果視為估算，並與本頁註明的官方來源核對。您可以嘗試任意多個方案；不會儲存或傳送任何內容，重新整理頁面會清空輸入。