영국 상속세 계산기

사용 방법

1. 1
   항목 입력

   숫자를 입력하거나 필요한 옵션을 고르세요.

2. 2
   결과 보기

   값을 바꾸면 답이 즉시 업데이트됩니다.

3. 3
   활용하기

   결과를 복사하거나 적어 두세요. 아무것도 어디로도 전송되지 않습니다.

About this tool

Enter the value of the estate and the part that is the family home passed to children or grandchildren. Tick the spouse option if a late spouse's allowance can be transferred. The tool applies the £325,000 nil-rate band, up to £175,000 residence band and 40 percent on the rest. Rates and thresholds are for the 2026-27 tax year and can change. A guide only, check gov.uk for the official figures.

The allowances

Everyone has a £325,000 nil-rate band. A home left to direct descendants adds a residence nil-rate band of up to £175,000, which tapers away by £1 for every £2 the estate is over £2 million. A surviving spouse can use their late partner's unused allowances, which doubles the figures.

Example

A £650,000 estate with a £300,000 home passed to children and no spouse has £500,000 of allowances, so £150,000 is taxed at 40 percent, a bill of £60,000.

Not included

Gifts made in the last seven years, trusts, business and agricultural relief and the reduced 36 percent rate for charity gifts are not modelled. Take advice for a larger estate.

풀이 예시

With the boxes at their starting values (Total value of the estate (£): 650000; Value of the home left to children (£): 300000; Late spouse's allowance can be used: No), the tool shows: Total allowances (£): 500,000; Taxable estate (£): 150,000; Share of the estate paid as tax: 9.2%; Left to beneficiaries (£): 590,000; Inheritance tax (£): 60,000. Change any box to see your own numbers. The result updates as you type, and nothing leaves your browser.

최상의 결과를 위한 팁

결과를 믿기 전에 모든 항목을 확인하세요. 숫자 하나만 틀려도 전체 답이 바뀝니다. 급여명세서, 청구서, 증명서, 계약서에 있는 정확한 숫자를 사용하고 계산한 날짜를 기록해 두세요. 세율, 기준, 규정은 수시로 바뀌므로 세금, 수수료, 법률 관련 사항은 결과를 추정치로 보고 이 페이지에 명시된 공식 출처와 대조하세요. 시나리오는 얼마든지 시도할 수 있습니다. 아무것도 저장되거나 전송되지 않으며 페이지를 새로 고치면 입력이 지워집니다.