Philippines SSS, PhilHealth and Pag-IBIG Contribution Calculator

How to do it

1. 1
   Step 1: Open Philippines SSS, PhilHealth and Pag-IBIG Contribution Calculator and add your input

   Type your numbers or text, add your file, or pick the options you need. Nothing is uploaded: everything stays in your browser.

2. 2
   Step 2: What Philippines SSS, PhilHealth and Pag-IBIG Contribution Calculator does

   Calculate the monthly SSS, PhilHealth and Pag-IBIG deductions of employee and employer.

3. 3
   Step 3: Read the result and compare

   The result appears at once. Change one value to see how the answer moves, then keep the figure that fits your case.

4. 4
   Step 4: Copy or save it

   Copy the result or download it. For an important decision, confirm it with the official source or an adviser.

About this tool

Enter the monthly salary. The calculator works out the SSS monthly salary credit, the employee and employer shares of SSS, PhilHealth and Pag-IBIG, the total deducted from your pay and your pay after these deductions.

SSS

The 2025 contribution is 15% of the monthly salary credit (MSC): the employee pays 5% and the employer 10%, plus the employer's employees' compensation of ₱10 (₱30 when the MSC is ₱15,000 or more). The MSC is the salary rounded to the nearest ₱500 within ₱5,000 and ₱35,000.

PhilHealth

The premium is 5% of the basic monthly salary, shared equally, for salaries from ₱10,000 to ₱100,000.

Pag-IBIG

The employee and the employer each pay 2% of the monthly compensation, up to a maximum fund salary of ₱10,000, so at most ₱200 each.

Not included

Withholding tax and the mandatory provident fund layer details of SSS are not shown separately; the rates may change, so check each agency.

Worked example

A monthly salary of ₱30,000: the SSS credit is ₱30,000, the employee pays ₱1,500 and the employer ₱3,030 including the ₱30 EC; PhilHealth is ₱1,500 shared, ₱750 each; Pag-IBIG is ₱200 each. The employee's total deductions are ₱2,450, leaving ₱27,550 before income tax.

Tips for best results

Check every box before you rely on a result, because one wrong digit changes the whole answer. Use the exact figures from your payslip, bill, certificate or contract, and keep a note of the date you calculated. Rates, thresholds and rules change from time to time, so for tax, fees and legal matters treat the output as an estimate and confirm with the official source named on this page. You can run as many scenarios as you like; nothing is saved or sent, and refreshing the page clears the boxes.