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How to Use Philippines SSS, PhilHealth and Pag-IBIG Contribution Calculator Online for Free: Step-by-Step Guide

Calculate the monthly SSS, PhilHealth and Pag-IBIG deductions of employee and employer. Free, private and no sign-up.

Saizul Amin
Saizul Amin21 Oct 2026 · Updated 22 Oct 2026 · 4 min read
How to Use Philippines SSS, PhilHealth and Pag-IBIG Contribution Calculator Online for Free: Step-by-Step Guide

How to Use Philippines SSS, PhilHealth and Pag-IBIG Contribution Calculator Online for Free

Calculate the monthly SSS, PhilHealth and Pag-IBIG deductions of employee and employer. This guide shows what Philippines SSS, PhilHealth and Pag-IBIG Contribution Calculator does, how to use it step by step, what to watch out for, and which related tools on shobfree.com can help next.

Quick answer

Open Philippines SSS, PhilHealth and Pag-IBIG Contribution Calculator, type your numbers or pick the options you need, check the result that appears, and then use it. Philippines SSS, PhilHealth and Pag-IBIG Contribution Calculator is free, needs no account and runs in your browser, so what you type or add stays on your device.

What Philippines SSS, PhilHealth and Pag-IBIG Contribution Calculator does

  • Calculate the monthly SSS, PhilHealth and Pag-IBIG deductions of employee and employer.
  • Enter the monthly salary.
  • The calculator works out the SSS monthly salary credit, the employee and employer shares of SSS, PhilHealth and Pag-IBIG, the total deducted from your pay and your pay after these deductions.

Enter the monthly salary. The calculator works out the SSS monthly salary credit, the employee and employer shares of SSS, PhilHealth and Pag-IBIG, the total deducted from your pay and your pay after these deductions.

How to use Philippines SSS, PhilHealth and Pag-IBIG Contribution Calculator, step by step

  1. Fill in the boxes. Type your numbers or pick the options you need.
  2. See the result. The answer updates right away as you change a value.
  3. Use it. Copy the result or note it down. Nothing is sent anywhere.

These three steps are the same on a phone and on a computer. If something looks wrong, change one setting and look at the result again; Philippines SSS, PhilHealth and Pag-IBIG Contribution Calculator updates as you go.

A worked example

A monthly salary of ₱30,000: the SSS credit is ₱30,000, the employee pays ₱1,500 and the employer ₱3,030 including the ₱30 EC; PhilHealth is ₱1,500 shared, ₱750 each; Pag-IBIG is ₱200 each. The employee's total deductions are ₱2,450, leaving ₱27,550 before income tax.

Tips for a good result

  • Change one value at a time, so you can see which input moves the result.
  • Double-check the units and the currency or period before you trust a number.
  • Treat the result as an estimate and confirm important figures with the official source.
  • Run a best case and a worst case, then keep both numbers for your planning.

Who is this for?

Philippines SSS, PhilHealth and Pag-IBIG Contribution Calculator is useful for anyone who needs calculate the monthly SSS, PhilHealth and Pag-IBIG deductions of employee and employer without installing software or paying for a subscription. Students, freelancers, office staff and small-business owners use tools like this for quick, one-off jobs where a full application would be too much.

Frequently asked questions

Who pays more?

The employer pays two thirds of SSS; PhilHealth and Pag-IBIG are split equally.

Are these deductions taxable?

Mandatory contributions are deducted before withholding tax is computed.

Do the rates change?

Yes. SSS rose in steps to 15% in 2025; check each agency.

What about the 13th month pay?

Use the 13th month pay calculator for that.

Do I need to create an account to use Philippines SSS, PhilHealth and Pag-IBIG Contribution Calculator?

No. Open the page and start. There is no sign-up, no email and no payment.

Can I use Philippines SSS, PhilHealth and Pag-IBIG Contribution Calculator on my phone?

Yes. The page adapts to small screens, and everything runs in your phone's browser, so the same steps work on a laptop or a phone.

Privacy

Philippines SSS, PhilHealth and Pag-IBIG Contribution Calculator works inside your browser. Your files, text and numbers are not uploaded to a server, and there is nothing to delete afterwards.

Completely freeNo cost, no sign-up
Files stay privateEverything runs in your browser
Easy in your languageAvailable in many languages