Earned Income Tax Credit (EITC) Calculator

How to do it

1. 1
   Step 1: Open Earned Income Tax Credit (EITC) Calculator and add your input

   Type your numbers or text, add your file, or pick the options you need. Nothing is uploaded: everything stays in your browser.

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   Step 2: What Earned Income Tax Credit (EITC) Calculator does

   Estimate your Earned Income Tax Credit from your income, filing status and number of children.

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   Step 3: Read the result and compare

   The result appears at once. Change one value to see how the answer moves, then keep the figure that fits your case.

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   Step 4: Copy or save it

   Copy the result or download it. For an important decision, confirm it with the official source or an adviser.

About this tool

Enter the number of qualifying children, whether you file jointly, your earned income and adjusted gross income, and any investment income. The calculator applies the phase-in, the maximum credit and the phase-out for the year you choose.

How the credit works

The credit rises as you earn (34% of earnings for one child, 40% for two, 45% for three, 7.65% with none), stays at its maximum over a flat range and then falls as income passes the phase-out start. The larger of earned income and adjusted gross income is used in the phase-out.

Numbers for 2025

Maximum credit: $649 with no children, $4,328 with one, $7,152 with two and $8,046 with three or more. Investment income must be $11,950 or less. The 2026 amounts are in the table of the tool.

Eligibility not checked

You also need a valid Social Security number, filing status other than married filing separately (with exceptions), the right age for childless workers, and a child who meets the age, relationship and residency tests. Always confirm on irs.gov.

Worked example

One child, single, $30,000 of earned income in 2026: the maximum credit is $4,427, income is above the phase-out start of $23,890, so the credit falls by 15.98% of the excess and comes to $3,450.

Tips for best results

Check every box before you rely on a result, because one wrong digit changes the whole answer. Use the exact figures from your payslip, bill, certificate or contract, and keep a note of the date you calculated. Rates, thresholds and rules change from time to time, so for tax, fees and legal matters treat the output as an estimate and confirm with the official source named on this page. You can run as many scenarios as you like; nothing is saved or sent, and refreshing the page clears the boxes.