Free Mortgage Calculator — UK and US Monthly Payments
Enter the price, deposit, interest rate and term.
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How to do it
- 1Choose your settings
Fill in the details or pick the options you need.
- 2See the result
The preview updates right away as you change things.
- 3Download or save it
Save the result to your device. Nothing is sent to or stored on a server.
About this tool
See what a mortgage costs each month. Enter the property price, your deposit, the interest rate and the number of years. Choose a repayment mortgage (you pay off the loan) or interest-only. You get the monthly payment, the loan to value, the total interest and the total repaid. It works in pounds, dollars, euros or taka. This is an estimate for a fixed rate; fees and rate changes are not included.
Frequently asked questions
What is loan to value (LTV)?
It is the loan divided by the property price. A bigger deposit means a lower LTV and often a better rate.
Is this my exact payment?
No. Your lender’s offer decides the real figure.